What is an Annuity?
A whole life annuity is a contract whereby a premium is paid by one party (you) and the other party (the insurance company) agrees to pay a stipulated amount (the deposit plus interest) periodically throughout life. Annuities date back to the Roman Empire. Schools, hospitals and churches did not have Social Security; therefore, they used annuities to fund retirement. Most annuity companies invest their money in U. S. Government Securities. When you leave an employer, the one thing that you need to think about long and hard before you leave is your RETIREMENT MONEY. Yet almost forty percent of departing employees, ages 60 to 65 (and an even higher percentage of the younger ages), leave their retirement money in their former employers' plans. You should know that not taking your retirement money when you leave could jeopardize your future in retirement. This is where indexed annuities may help.
Annuities
- Can guarantee you will never lose a penny.
- Offer conservative or aggressive strategies.
- All tax deferred.*
- Most death benefits bypass time consuming probate.
Equity Indexed Annuities
Many people ask: "Why should I invest in a fixed annuity"? Indexed annuities provide a taxed deferred, principal guaranteed, safe investment with market protection while enjoying market gains. In other words, YOU WILL NEVER LOSE YOUR INITIAL INVESTMENT unless early surrender charges. Indexed Annuities are generally presented to long-term savers seeking reasonable returns, safety and some access to their money in case of unexpected needs.
How does tax deferral help my money grow faster?
With tax deferral, your money grows three ways:
- Your premium earns interest.
- Your interest earns interest.
- The money you would have paid in taxes earns interest!
NO taxable financial product can provide this benefit.
Buyer Structured Settlement Annuity
Perhaps you or a member of your family has been injured on the job. A buyer structured settlement annuity is often the best choice for compensation, providing steady income to the injured party on a consistent basis.
Speak with one of our representatives to find an annuity that will appeal to your investment needs. Click here to find a phone number. Or Click here to use are easy online form. We will listen to your needs, and provide you with indexed annuity quotes for your review.
*All Qualified Plans Receive Tax-Deferred Treatment
See Johnson Financial Consultants for securities investments.
Simple Insurance Choice is a full-service insurance company with offices in Graham and Irving Texas providing comprehensive life and health insurance services to the Dallas, Fort Worth, and Wichita Falls markets as well as the State of Texas and Oklahoma.